BEGIN: VCALENDAR
VERSION: 2.1
BEGIN: VEVENT
DTSTART: 20121204T200000Z
DTEND: 20121204T213000Z
SUMMARY: Escrow Account Compliance
LOCATION: Your Credit Union


Oklahoma City, Oklahoma
 - Credit Union Association of Oklahoma: http://www.oklahomacreditunions.coop
UID: 981
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:  Date: December 4, 2012 =0D=0A=0D=0ATime:  2:00 PM- 3:30 PM CST =0D=0A=0D=0ARegistration Options: =0D=0A=0D=0A  Live Webinar-  $200  =0D=0A=0D=0AThe  LIVE WEBINAR =0D=0A=0D=0Aoption allows you to have one telephone connection for the audio =0D=0A=0D=0Aportion and one Internet connection (from a single computer terminal) to =0D=0A=0D=0Aview online visuals as the presentation is delivered.  You may have as =0D=0A=0D=0Amany people as you like listen from your office speaker phone.  =0D=0A=0D=0ARegistrants receive a toll-free number and pass code that will allow =0D=0A=0D=0Aentrance to the seminar. The session will be approximately 90 minutes, =0D=0A=0D=0Aincluding question and answer sessions.  Seminar materials, including =0D=0A=0D=0Ainstructions, pin number, and handouts will be emailed to you prior to =0D=0A=0D=0Athe broadcast.  You will need the most current version of Adobe Reader =0D=0A=0D=0Aavailable free at www.adobe.com. =0D=0A=0D=0A =0D=0A=0D=0A On Demand Web Link & CD-  $200 =0D=0A=0D=0ACan’t attend the live webinar?  The  ON-DEMAND WEB LINK =0D=0A=0D=0Ais a recording of the live event including audio, visuals, and =0D=0A=0D=0Ahandouts.  We even provide the presenter’s email address so you may ask =0D=0A=0D=0Afollow-up questions.  Approximately 1 week prior to the webinar, you =0D=0A=0D=0Awill receive an email with the web link.  This web link can be viewed =0D=0A=0D=0Aanytime 24/7, beginning 6 business days AFTER the webinar and will =0D=0A=0D=0Aexpire 6 months after the live program date.  But there's more . . . AS =0D=0A=0D=0AAN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.*  The =0D=0A=0D=0ACD ROM includes the original audio/visual presentation, the question and =0D=0A=0D=0Aanswer sessions, and the handouts.  Use the on-demand link or this =0D=0A=0D=0A“off-the-shelf” training program for those that could not attend the =0D=0A=0D=0Alive seminar and for future training. =0D=0A=0D=0A =0D=0A=0D=0A Live Webinar & On-Demand Web Link (INCLUDES FREE CD-ROM)-  $250 =0D=0A=0D=0AIncludes options 1 and 2 above =0D=0A=0D=0A Special Registration Option for member credit unions under $20 million-$169 =0D=0A=0D=0A On-demand link only (does not include CD or live webinar) =0D=0A=0D=0A =0D=0A=0D=0A About:  =0D=0A=0D=0A More and more credit unions are providing escrow accounts due to changes that occurred a couple years ago on first-lien higher-priced loans.  Not surprisingly, examiners have also increased escrow-requirement reviews.  =0D=0A=0D=0A =0D=0A=0D=0ARESPA has numerous, very specific requirements on how and when escrow disclosures are given.  This webinar will review the entire process, and reveal common errors and examiner citations.  Checklists will be provided that will ensure your credit union complies with escrow requirements and that your disclosures and statements are complete. =0D=0A=0D=0A =0D=0A=0D=0A     HIGHLIGHTS =0D=0A=0D=0A     > When does escrow apply? =0D=0A=0D=0A     > Initial analysis for proper escrow amounts =0D=0A=0D=0A     > How is escrow disclosed on the HUD statement? =0D=0A=0D=0A     > What needs to be included in the initial disclosure and annual and short-year statements? =0D=0A=0D=0A     > What should be done if there is a shortage, surplus, or deficiency? =0D=0A=0D=0A     > Handouts will be provided in “procedure language” that can be used as a template to write your own escrow procedures =0D=0A=0D=0A     > Valuable checklists and tools will be included =0D=0A=0D=0A*To register for this webinar,              click here.  =0D=0A=0D=0A =0D=0A=0D=0AFor more information, please contact Carrie Buchholz at:  =0D=0A=0D=0A(P) 405.702.8622 ext. 215 =0D=0A=0D=0A(E) carrie@cuaok.org =0D=0A=0D=0A =0D=0A=0D=0A 
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