BEGIN: VCALENDAR
VERSION: 2.1
BEGIN: VEVENT
DTSTART: 20121023T190000Z
DTEND: 20121023T203000Z
SUMMARY: Lending Series: Advanced Underwriting Skills for Consumer Loans
LOCATION: Your Credit Union


Oklahoma City, Oklahoma
 - Credit Union Association of Oklahoma: http://www.oklahomacreditunions.coop
UID: 970
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:  Date: October 23, 2012 =0D=0A=0D=0A =0D=0A=0D=0A Time:  2:00 PM- 3:30 PM CST =0D=0A=0D=0A =0D=0A=0D=0A Registration Options: =0D=0A=0D=0A  Live Webinar-  $200  =0D=0A=0D=0AThe  LIVE WEBINAR =0D=0A=0D=0Aoption allows you to have one telephone connection for the audio =0D=0A=0D=0Aportion and one Internet connection (from a single computer terminal) to =0D=0A=0D=0Aview online visuals as the presentation is delivered.  You may have as =0D=0A=0D=0Amany people as you like listen from your office speaker phone.  =0D=0A=0D=0ARegistrants receive a toll-free number and pass code that will allow =0D=0A=0D=0Aentrance to the seminar. The session will be approximately 90 minutes, =0D=0A=0D=0Aincluding question and answer sessions.  Seminar materials, including =0D=0A=0D=0Ainstructions, pin number, and handouts will be emailed to you prior to =0D=0A=0D=0Athe broadcast.  You will need the most current version of Adobe Reader =0D=0A=0D=0Aavailable free at www.adobe.com. =0D=0A=0D=0A =0D=0A=0D=0A On Demand Web Link & CD-  $200 =0D=0A=0D=0ACan’t attend the live webinar?  The  ON-DEMAND WEB LINK =0D=0A=0D=0Ais a recording of the live event including audio, visuals, and =0D=0A=0D=0Ahandouts.  We even provide the presenter’s email address so you may ask =0D=0A=0D=0Afollow-up questions.  Approximately 1 week prior to the webinar, you =0D=0A=0D=0Awill receive an email with the web link.  This web link can be viewed =0D=0A=0D=0Aanytime 24/7, beginning 6 business days AFTER the webinar and will =0D=0A=0D=0Aexpire 6 months after the live program date.  But there's more . . . AS =0D=0A=0D=0AAN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.*  The =0D=0A=0D=0ACD ROM includes the original audio/visual presentation, the question and =0D=0A=0D=0Aanswer sessions, and the handouts.  Use the on-demand link or this =0D=0A=0D=0A“off-the-shelf” training program for those that could not attend the =0D=0A=0D=0Alive seminar and for future training. =0D=0A=0D=0A =0D=0A=0D=0A Live Webinar & On-Demand Web Link (INCLUDES FREE CD-ROM)-  $250 =0D=0A=0D=0AIncludes options 1 and 2 above =0D=0A=0D=0A Special Registration Option for member credit unions under $20 million-$169 =0D=0A=0D=0A On-demand link only (does not include CD or live webinar) =0D=0A=0D=0A =0D=0A=0D=0AAbout:  =0D=0A=0D=0A As credit union members emerge from the devastating consequences of the economic recession, there will be an increased demand for credit from consumers that have postponed borrowing until confidence in the economy returns.  Nationwide financial institutions are preparing for the “pent-up” credit demand with new products and training for lenders in order to maximize their lenders’ ability to capture every consumer loan possible.   =0D=0A=0D=0A =0D=0A=0D=0AConsumer loan competition will likely be fierce.  Are you prepared?  Credit unions must position themselves to meet their members’ credit needs so that members look to their credit union first – not another financial institution.  In addition to having the right consumer loan products, underwriters must re-examine and adjust underwriting skills to the “next level” to optimize the chances for successfully capturing every consumer loan at every touch point. =0D=0A=0D=0A =0D=0A=0D=0A      HIGHLIGHTS =0D=0A=0D=0A      > Refine the credit factors being analyzed to quickly and efficiently make decisions on consumer loans =0D=0A=0D=0A      > “Read between the lines” to better decide on loan requests =0D=0A=0D=0A      > Increase consumer loan opportunities by appropriately approving additional loan products for applicants and answer the question:  Is there a consumer loan “magic bullet” that will bring in more consumer loan volume? =0D=0A=0D=0A      > Analyze how the effects of the recession have affected consumers’ financial condition =0D=0A=0D=0A      > How the recession has impacted the adequacy of borrowers’ credit scores and credit reports =0D=0A=0D=0A      > Connecting borrowers’ credit behavior before the recession and today =0D=0A=0D=0A      > Refresh underwriting factor considerations to the 5 key underwriting criteria that should be considered in every consumer loan request =0D=0A=0D=0A      > Negative credit conditions for consumers, which were not negative before the recession =0D=0A=0D=0A      > Know when to use “deep-dive” (full investigation) underwriting techniques with consumer loans and when a less investigative underwriting approach should be applied =0D=0A=0D=0A      > Retain existing borrowers, recapture members that have borrowed from other financial institutions, and increase consumer loan volume =0D=0A=0D=0A*To register for this webinar, click here.  =0D=0A=0D=0A =0D=0A=0D=0AFor more information, please contact Carrie Buchholz at:  =0D=0A=0D=0A(P) 405.702.8622 ext. 215 =0D=0A=0D=0A(E) carrie@cuaok.org =0D=0A=0D=0A =0D=0A=0D=0A 
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