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VERSION: 2.1
BEGIN: VEVENT
DTSTART: 20130307T150000Z
DTEND: 20130308T183000Z
SUMMARY: Real Estate Compliance Training Seminar
LOCATION: Credit Union House


Oklahoma City, Oklahoma
 - Credit Union Association of Oklahoma: http://www.oklahomacreditunions.coop
UID: 1158
DESCRIPTION;ENCODING=QUOTED-PRINTABLE: Date: Thursday, March 7- Friday, March 8, 2013 =0D=0A=0D=0ALocation: Credit Union House =0D=0A=0D=0A                  631 E Hill Street =0D=0A=0D=0A                  OKC, OK 73105 =0D=0A=0D=0ATime(s):  =0D=0A=0D=0AThursday: 9:00 am - 3:30 pm =0D=0A=0D=0AFriday: 9:00 am - 12:30 pm =0D=0A=0D=0A =0D=0A=0D=0ANote: Lunch will be provided Thursday only. =0D=0A=0D=0A =0D=0A=0D=0ADay 1 =0D=0A=0D=0AWalking through the Regs –Basic Core Compliance =0D=0A=0D=0AThis one day session is  designed to help you confirm what you are doing now, as well as connect the dots for those who are in their first few years of mortgage lending or just brushing up. =0D=0A=0D=0A =0D=0A=0D=0ASome of the topics that will be covered are: =0D=0A=0D=0A    > Preliminary stages of application, pre-application, pre-qualification, and pre-approval,  =0D=0A=0D=0A    > Action taken according to ECOA & HMDA   =0D=0A=0D=0A    > Risk Based Pricing Notices =0D=0A=0D=0A    > Coverage  and requirements  of  the  right of rescission   =0D=0A=0D=0A    > Differences between refinancing and subsequent transactions =0D=0A=0D=0A          -   Modifications, extensions and renewals   =0D=0A=0D=0A          -   When do these transactions require   =0D=0A=0D=0A      disclosures? =0D=0A=0D=0A          -   When do these transactions require the right of rescission?   =0D=0A=0D=0A    > Illustration of the model forms for closed-end credit H-8 & H-9  =0D=0A=0D=0A    > Timing requirements and signature protocols for the validity of the right of rescission   =0D=0A=0D=0A    > Higher  priced mortgage loans and high cost mortgages  =0D=0A=0D=0A =0D=0A=0D=0AThis training is geared to anyone who has been or will be in a position where real estate compliance is an integral part of their job function. =0D=0A=0D=0ADay 2 =0D=0A=0D=0AUpdate & Review While Walking through the Regs =0D=0A=0D=0AAs we provide an  update based on new regulatory  changes, to avoid confusion, we will also  review in context what we must comply with now.  Will the final rules be exactly like the proposals?  There is no way to know, but we need to be gaining an understanding of these changes now and make  plans to train lending staff and educate  management on what the changes are, and what expense will be incurred by your institution.   =0D=0A=0D=0A =0D=0A=0D=0AThis training will provide:  =0D=0A=0D=0A    > An overview of the proposals to integrate disclosures under Reg Z and RESPA  =0D=0A=0D=0A    > Limitations on closing cost increases  =0D=0A=0D=0A    > A new definition on the way the APR is calculated =0D=0A=0D=0A   > The new proposed rule on integrated mortgage disclosures under RESPA and TILA   =0D=0A=0D=0A     =0D=0A=0D=0A =0D=0A=0D=0AWe will also update you on other proposals and expected proposals.  Several of these changes looming on the horizon are expected to be implemented at the same time.  We will give you a timeline of what to expect and when the changes will occur. =0D=0A=0D=0ATo view of print the Registration Form, click here.   =0D=0A=0D=0AFor questions or more information, please contact Carrie Buchholz at:  =0D=0A=0D=0AP: 405.702.8622 ext. 215 =0D=0A=0D=0AE: carrie@cuaok.org  
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