BEGIN: VCALENDAR
VERSION: 2.1
BEGIN: VEVENT
DTSTART: 20130220T200000Z
DTEND: 20130220T213000Z
SUMMARY: Qualifying Borrowers Using Personal Tax Returns: Income from Rentals, Royalties, Partnerships, S Corps, & Farms- Part 2
LOCATION: Your Credit Union


Oklahoma City, Oklahoma
 - Credit Union Association of Oklahoma: http://www.oklahomacreditunions.coop
UID: 1146
DESCRIPTION;ENCODING=QUOTED-PRINTABLE: Date: February 20, 2013 =0D=0A=0D=0ATime: 2:00 PM- 3:30 PM CST =0D=0A=0D=0AAbout:  =0D=0A=0D=0ALenders often use tax returns to identify qualifying income for borrowers.  But taxable income and cash flow are usually different.  Borrowers pay you back with cash flow, not taxable income.  Understanding the cash flow of borrowers is as important as it has ever been.  This webinar takes the mystery out of borrowers’ personal income tax returns.  No more guessing how much cash flow your borrower is really earning.  You will learn how to obtain verifiable income from rental and royalty property (Schedule E Page 1), from partnerships and S corporations (Schedule E Page 2), and from farms (Schedule F).  =0D=0A=0D=0A =0D=0A=0D=0AOverestimating income from a tax return can lead to approval of a weak loan that could eventually cost you tens of thousands of dollars.  Underestimating income can lead you to deny good loans you need to grant in this tough economy.  This seminar will make the process of analyzing personal income tax returns simple and understandable by using quality instruction and frequent examples. =0D=0A=0D=0A =0D=0A=0D=0A     Highlights =0D=0A=0D=0A     > Form 1040 Page 1 – Find hidden income on the front page of the return and remove taxable income that has no cash flow benefit =0D=0A=0D=0A     > Schedule E Page 1 – Calculate the real cash flow from a rental property =0D=0A=0D=0A     > Schedule E Page 1 – Understand the effect of mortgage interest and principal paid on debt ratios, cash flow, debt service, and disposable income =0D=0A=0D=0A     > Schedule E Page 2, Partnerships & S Corporations – Learn what information is usually useless for a lender and identify where to find the real cash flow =0D=0A=0D=0A     > Schedule F, Farm Income – Uncover additional income that might be hidden in farm income =0D=0A=0D=0A     > TAKE-AWAY TOOLKIT =0D=0A=0D=0A            - Complimentary Lenders Tax Analyzer© which allows lenders to obtain a borrower's real cash flow from a Form 1040, including income from rentals, self-employment, farms, partnerships, S Corporations, investments, etc. Three tax years are all linked on one report. =0D=0A=0D=0A =0D=0A=0D=0ADON’T MISS PART 1! =0D=0A=0D=0AThis program is the second of two in a series.  There’s still time to register for: =0D=0A=0D=0A“Qualifying Borrowers Using Personal Tax Returns Part 1: Basics, Itemized Deductions, Interest & Dividend Income, Sole Proprietorships & Capital Gains” on Wednesday, January 23, 2013. If you missed it, you can order an archive of the live webinar, complete with handout materials. =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0ARegistration Options: =0D=0A=0D=0ALive Webinar- $200  =0D=0A=0D=0AThe LIVE WEBINAR option allows you to have one =0D=0A=0D=0Atelephone connection for the audio portion and one Internet connection =0D=0A=0D=0A(from a single computer terminal) to view online visuals as the =0D=0A=0D=0Apresentation is delivered.  You may have as many people as you like =0D=0A=0D=0Alisten from your office speaker phone.  Registrants receive a toll-free =0D=0A=0D=0Anumber and pass code that will allow entrance to the seminar. The =0D=0A=0D=0Asession will be approximately 90 minutes, including question and answer =0D=0A=0D=0Asessions.  Seminar materials, including instructions, pin number, and =0D=0A=0D=0Ahandouts will be emailed to you prior to the broadcast.  You will need =0D=0A=0D=0Athe most current version of Adobe Reader available free at www.adobe.com. =0D=0A=0D=0A =0D=0A=0D=0AOn Demand Web Link & CD- $200 =0D=0A=0D=0ACan’t attend the live webinar?  The ON-DEMAND WEB LINK =0D=0A=0D=0Ais a recording of the live event including audio, visuals, and =0D=0A=0D=0Ahandouts.  We even provide the presenter’s email address so you may ask =0D=0A=0D=0Afollow-up questions.  Approximately 1 week prior to the webinar, you =0D=0A=0D=0Awill receive an email with the web link.  This web link can be viewed =0D=0A=0D=0Aanytime 24/7, beginning 6 business days AFTER the webinar and will =0D=0A=0D=0Aexpire 6 months after the live program date.  But there's more . . . AS =0D=0A=0D=0AAN ADDED BONUS, you will also receive a FREE audio/visual CD ROM.*  The =0D=0A=0D=0ACD ROM includes the original audio/visual presentation, the question and =0D=0A=0D=0Aanswer sessions, and the handouts.  Use the on-demand link or this =0D=0A=0D=0A“off-the-shelf” training program for those that could not attend the =0D=0A=0D=0Alive seminar and for future training. =0D=0A=0D=0A =0D=0A=0D=0ALive Webinar & On-Demand Web Link (INCLUDES FREE CD-ROM)- $250 =0D=0A=0D=0AIncludes options 1 and 2 above =0D=0A=0D=0ASpecial Registration Option for member credit unions under $20 million-$169 =0D=0A=0D=0AOn-demand link only (does not include CD or live webinar) =0D=0A=0D=0A =0D=0A=0D=0A =0D=0A=0D=0A*To register for this webinar, click here.  =0D=0A=0D=0A =0D=0A=0D=0AFor more information, please contact Carrie Buchholz at:  =0D=0A=0D=0A(P) 405.702.8622 ext. 215 =0D=0A=0D=0A(E) carrie@cuaok.org 
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