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VERSION: 2.1
BEGIN: VEVENT
DTSTART: 20120920T190000Z
DTEND: 20120920T203000Z
SUMMARY: Credit Card Act:  Clarification & Best Practices
LOCATION: Your Credit Union


Oklahoma City, Oklahoma
 - Credit Union Association of Oklahoma: http://www.oklahomacreditunions.coop
UID: 1091
DESCRIPTION;ENCODING=QUOTED-PRINTABLE: Date: September 20, 2012 =0D=0A=0D=0A =0D=0A=0D=0ATime: 2:00 PM- 3:30 PM CST =0D=0A=0D=0A =0D=0A=0D=0ARegistration Options: =0D=0A=0D=0ALive Webinar- $200 =0D=0A=0D=0AThe =0D=0A=0D=0Alive webinar option allows you to have one telephone connection for the =0D=0A=0D=0Aaudio portion and one Internet connection (from a single computer =0D=0A=0D=0Aterminal) to view online visuals as the presentation is delivered. You =0D=0A=0D=0Amay have as many people as you like listen from your office speaker =0D=0A=0D=0Aphone. Registrants receive a toll-free number and pass code that allow =0D=0A=0D=0Aentrance to the seminar. The session will be approximately 90 minutes, =0D=0A=0D=0Aincluding question and answer sessions. Seminar materials, including =0D=0A=0D=0Ainstructions, PIN number, and handouts will be emailed to you prior to =0D=0A=0D=0Athe broadcast. You will need the most-current version of Adobe Reader =0D=0A=0D=0Aavailable free at www.adobe.com. =0D=0A=0D=0AOn-Demand Web Link & Free CD- $200 =0D=0A=0D=0ACan’t =0D=0A=0D=0Aattend the live webinar? The on-demand web link is a recording of the =0D=0A=0D=0Alive event, including audio, visuals, and handouts. We even provide the =0D=0A=0D=0Apresenter’s email address so you may ask follow-up questions. =0D=0A=0D=0AApproximately one week prior to the webinar, you will receive an email =0D=0A=0D=0Awith the web link. This web link can be viewed anytime 24/7, beginning 6 =0D=0A=0D=0Abusiness days after the webinar and will expire 6 months after the live =0D=0A=0D=0Aprogram date. =0D=0A=0D=0A =0D=0A=0D=0AAs an added bonus, you will also receive a FREE =0D=0A=0D=0Aaudio/visual CD ROM.* The CD ROM includes the original audio/visual =0D=0A=0D=0Apresentation, the question and answer sessions, and the handouts. Use =0D=0A=0D=0Athe on-demand link or this “off-the-shelf” training program for those =0D=0A=0D=0Athat could not attend the live seminar and for future training. =0D=0A=0D=0A =0D=0A=0D=0ABoth Live Webinar & On-Demand Web Link (Includes Free CD Rom)- $250 =0D=0A=0D=0AOptions 1 and 2 described above =0D=0A=0D=0A  =0D=0A=0D=0ASpecial Registration Option for member credit unions under $20 million- $169 =0D=0A=0D=0A On-demand link only (does not include CD or live webinar) =0D=0A=0D=0A =0D=0A=0D=0AAbout:  =0D=0A=0D=0AThe Credit Card Accountability, Responsibility, and Disclosure Act of 2009 imposed dramatic changes to the substantive aspects and disclosure rules regarding issuing, marketing, maintenance, and collection of credit cards.  Although the majority of these new changes became effective in 2010, new changes continue to be adopted.   =0D=0A=0D=0A =0D=0A=0D=0ADoes your credit union have a good understanding of these sweeping changes?  If not, you could be exposing your credit union to significant risks of loss and expensive lawsuits.  This webinar will explain everything your credit union needs to know about the new credit card rules and review the proper regulatory disclosures.  In addition, it will cover the best practices that some credit unions are taking to reduce their risk of non-compliance. =0D=0A=0D=0A =0D=0A=0D=0A      Highlights =0D=0A=0D=0A      - Overview of the Credit Card Act =0D=0A=0D=0A     - When and how you can change the interest rate, including promotional rates and universal default rates =0D=0A=0D=0A     - When and how you must disclose other changes =0D=0A=0D=0A     - Member rights to cancel the card before the change and pay off the balance over time =0D=0A=0D=0A     - Timing requirements for periodic statements =0D=0A=0D=0A     - Special rules for members under 21 years old =0D=0A=0D=0A      - Possible claims of unfair and deceptive acts or practices =0D=0A=0D=0A =0D=0A=0D=0A*To register for this webinar, click here. =0D=0A=0D=0A =0D=0A=0D=0AFor more information, please contact Carrie Buchholz at:  =0D=0A=0D=0A(P) 405.702.8622 ext. 215 =0D=0A=0D=0A(E) carrie@cuaok.org 
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