ALM: 11 Key Ratios You Should Know
Date: August 2, 2012
Time: 10:00 AM -12:00 PM CST
Telecourse Audio Conference- $200 (unlimited listeners and free audio archive for 30 Days after conference)
Asset/Liability Management ratios can be complex and overwhelming yet credit unions need ratios to analyze the past and make decisions for the future. The numerous software packages available provide a variety of ratios and produce stacks of reports yet the results may be
overwhelming. Your credit union's decision makers need concise information to make sound decisions.
This session begins with the goals of asset/liability management. It then addresses eleven primary ratios that identify and analyze critical areas of operation including capital, asset quality, and earnings. Each ratio includes a definition, a formula for calculating the ratio, the desired outcome, and the impact factors of each. This enables participants to analyze performance on a monthly basis and adjust strategies as needed to insure the credit union's safety and soundness. Great session for your B.O.D.!
For more information, please contact Carrie Buchholz at:
(P) 405.702.8622 ext. 215
Debbie Rightmire is Vice President of Asset/Liability Management for the Texas CU League, overseeing the operations of TCUL ALM Resources. She provides semi-annual ALM analysis and consulting services for credit unions in four-state region representing nearly 40 billion in combined assets. She speaks for CUNA and Leagues across the nation having conducted numerous presentations from Georgia to California emphasizing ratio analysis, policy formulation, economic trends, liquidity analysis and investment due diligence.